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Two-Time Close vs. One-Time Close Construction Loans in Upstate SC

Two-Time Close vs. One-Time Close Construction Loans in Upstate SC

Thinking about building in Greenville or the Upstate? Your construction loan choice comes down to one-time close versus two-time close: one closing or two, a locked rate or a rate set when your home is finished, less flexibility or more room for changes. This guide breaks down how each works, why we often favor two-time close, and which one fits your build.

The Housing Market Is Turning a Corner Going into 2026

The Housing Market Is Turning a Corner Going into 2026

After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market.

Buying a Home Without a Credit Score? DU’s New Rules Make It Possible

Buying a Home Without a Credit Score? DU’s New Rules Make It Possible

More buyers may soon qualify for a conventional loan. Fannie Mae is removing DU’s minimum credit score requirement in Nov. 2025, opening doors for first‑time and credit‑invisible borrowers.

What the Numbers Say About Housing During a Government Shutdown

What the Numbers Say About Housing During a Government Shutdown

A government shutdown doesn’t stop the housing market—it just slows a few gears. Learn how FHA, VA, and USDA loans, flood insurance, and closings may be affected and what buyers and sellers can do now.

Don’t Let Unrealistic Pricing Cost You Your Move

Don’t Let Unrealistic Pricing Cost You Your Move

Price your home right, not high. In today’s market, overpricing can stall your sale and lock up your equity. Learn how smart pricing protects your profits and fuels your next financial move.

Once More With Feeling: Mortgage Rates Moved Higher After The Fed Rate Cut

Once More With Feeling: Mortgage Rates Moved Higher After The Fed Rate Cut

Mortgage rates surged—after a Fed rate cut? Here’s why expectations matter more than headlines, and how Powell’s words drove a spike most didn’t see coming.

The Fed is Cutting Rates Next Week, But Not Mortgage Rates!

The Fed is Cutting Rates Next Week, But Not Mortgage Rates!

Fed rate cut coming—but don’t expect mortgage rates to follow. Markets already priced it in, and rates could even rise. Here’s what really moves mortgage rates (hint: it’s not Fed Day).

What’s Ahead for the Housing Market in 2025?

What’s Ahead for the Housing Market in 2025?

Wondering what’s next for housing in 2025? Get expert insights on home prices, mortgage rates, and how to make confident moves—whether you're buying, selling, or staying put.

From Snooze to Surge: Big Data Week Could Rock Mortgage Rates

From Snooze to Surge: Big Data Week Could Rock Mortgage Rates

Mortgage rates held steady this week, but next week’s jobs report and Fed updates could bring major volatility. Get ready for a data-driven shakeup that may move rates up—or down—fast.

Big Credit Score Changes Could Help You Qualify for a Mortgage

Big Credit Score Changes Could Help You Qualify for a Mortgage

Big credit score changes could help more buyers qualify for a mortgage—including first-timers. Learn how the new VantageScore model could bring homeownership within reach.

After Holiday Hangover, Rates Are Ready to Get Serious About Inflation Data

After Holiday Hangover, Rates Are Ready to Get Serious About Inflation Data

Mortgage rates leveled off after a midweek spike, but next week's CPI report could shake things up. If inflation stays tame, rate cut hopes may rise—if not, brace for more volatility.

Rates Take a Breather After Surprisingly Strong Jobs Report

Rates Take a Breather After Surprisingly Strong Jobs Report

A strong jobs report slowed recent mortgage rate improvements. While rates bumped up slightly, all eyes are now on the July 15 CPI report to see if inflation—and rate cuts—are on the horizon.

Moving On? Here’s How to Make This Market Work for Your Finances

Moving On? Here’s How to Make This Market Work for Your Finances

Thinking of selling? The market’s more balanced—and that’s good news. Learn how sellers are winning with smart pricing, flexibility, and strategy in today’s shifting housing landscape.

Rates Closing in on 8 Month Lows

Rates Closing in on 8 Month Lows

The Fed didn’t cut rates—but shifting expectations did push mortgage rates lower. Find out why markets are optimistic and what could impact rates in the days ahead.

Buying Your First Home? Here's How the Right Loan Can Make It Happen

Buying Your First Home? Here's How the Right Loan Can Make It Happen

First-time homebuyer? You don't need perfect credit or a massive down payment. Learn how FHA loans and other programs can make homeownership more achievable than you think.

Fed Holds Steady; Mortgage Rates Fall

Fed Holds Steady; Mortgage Rates Fall

The Fed held rates steady this week, but mortgage rates dipped slightly thanks to dovish commentary and soft housing data. Here's why recent economic trends matter more than Fed announcements.

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