Meet the Team
Loan Programs
New Construction LoansAll Loan Programs
Mortgage CalculatorsReviewsBlog
Apply Now
Tips

Moving On? Here’s How to Make This Market Work for Your Finances

The CL Team
The CL Team
June 30, 2025

If you're thinking about selling your home, there’s good news: the housing market is settling into a healthier, more balanced place. And while it might not sound exciting at first, this shift is actually a smart opportunity for sellers who play it right.

Over the past few years, we’ve all gotten used to fast sales, bidding wars, and sky-high prices. But that was the exception, not the rule. What we’re seeing now is a return to normal, and with the right approach, it can still work in your financial favor.

Here’s how sellers are winning in today’s market:

1. Inventory Is Up. And So Is Buyer Power.

The number of homes for sale is climbing back toward pre-pandemic levels. For you, that means your local market might look a little different than it did even a year ago.

  • In areas with more available homes, buyers have more options, and they’re taking their time.
  • In markets where inventory is still tight, competition remains strong, and homes can still sell fast.
The CL Team mortgage chart numbers of homes for sale at highest point in 6 years

No matter where you live, your strategy matters. That’s where a trusted real estate expert comes in. They can help you adjust your pricing, timing, and marketing to match what buyers are looking for right now.

💡 The CL Team Tip: Thinking about how the sale of your home might impact your next financial move? Talk to a mortgage expert at The CL Team to map out how the equity in your home could support your next chapter.

2. Pricing Strategically Is Everything

Buyers today are paying attention, and they’re not afraid to pass on homes that seem overpriced. In fact, nearly 1 in 5 sellers have had to reduce their asking price to stay competitive.

The CL Team mortgage chart price reductions are on the rise

As Realtor.com puts it:

“A seller listing a well-priced, move-in ready home should have little problem finding a buyer.”

The key is to price your home right from the start. That means letting go of outdated pricing expectations and leaning into the latest data and feedback from your agent.

💡 The CL Team Insight: Your home is likely your largest financial asset. Getting the pricing right protects your equity and positions you for success on your next purchase. That’s smart money management.

3. Flexibility Can Seal the Deal

Today’s buyers aren’t waiving inspections or throwing in wild offers just to compete. They’ve got options, and they’re using them. Repairs, credits, and closing cost help are all back on the table.

The CL Team mortgage chart a near record level of sellers are making concessions

Redfin reports that nearly 44.4% of sellers are offering some kind of concession. That’s not a sign of a weak market; it’s a sign of a healthy one.

Offering a small concession can make a big difference and still leave you ahead—especially when you consider that home values have increased by over 55% in the past five years.

💡 The CL Team Reminder: If your goal is to walk away with the strongest financial outcome, flexibility is your friend. The right concessions can protect your timeline and keep your sale moving.

The Bottom Line

This market isn’t bad—it’s just balanced. And sellers who embrace that shift with the right mindset and expert guidance are still walking away with solid results.

If you’re ready to talk strategy, The CL Team is here to support your entire homeownership journey. From leveraging your home equity to preparing for your next purchase, our experts are ready to help you make smart, confident moves.

Let’s talk about what’s happening in your neighborhood—and how to make your next step a financial win.

Share this post
Thinking of selling? The market’s more balanced—and that’s good news. Learn how sellers are winning with smart pricing, flexibility, and strategy in today’s shifting housing landscape.
https://clteam.us/post/moving-on-heres-how-to-make-this-market-work-for-your-finances

Discover more articles.

Stay informed with more of our informative blog posts.

Moving On? Here’s How to Make This Market Work for Your Finances

Moving On? Here’s How to Make This Market Work for Your Finances

Thinking of selling? The market’s more balanced—and that’s good news. Learn how sellers are winning with smart pricing, flexibility, and strategy in today’s shifting housing landscape.
Read more
Rates Closing in on 8 Month Lows

Rates Closing in on 8 Month Lows

The Fed didn’t cut rates—but shifting expectations did push mortgage rates lower. Find out why markets are optimistic and what could impact rates in the days ahead.
Read more
Buying Your First Home? Here's How the Right Loan Can Make It Happen

Buying Your First Home? Here's How the Right Loan Can Make It Happen

First-time homebuyer? You don't need perfect credit or a massive down payment. Learn how FHA loans and other programs can make homeownership more achievable than you think.
Read more
View All
This is a Loan Production Office of Luminate Bank®
400 Executive Center Dr., Suite #108, Greenville, SC 29615

(864) 569-0741
origination@clteam.us

Hours: Monday to Friday 9am to 5pm
Our Company
HomeMeet The TeamReviewsContact Us
Resources
CL Team BlogFirst-Time HomebuyersNew Construction LoansLoan ProgramsMortgage CalculatorsApply Now
Social Media
LinkedIn
Facebook
Instagram

Caleb LeGrand NMLS 259691

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved. Member FDIC. Equal Housing Opportunity Lender.

Copyright © 2023-2022 CL Team at Luminate Bank. Made by Semmodo
Privacy PolicyCompany LicensesNMLS Consumer AccessAccessibility