Meet the Team
Loan Programs
New Construction LoansAll Loan Programs
Mortgage CalculatorsReviewsBlog
Apply Now
Tips

The 5 Most Affordable Places to Live in South Carolina

The CL Team
The CL Team
July 1, 2025

From Charleston’s vibrant and historic architecture to its picturesque coastline and charming beach towns, South Carolina offers a unique and appealing lifestyle. The state boasts lush landscapes, delicious Southern cuisine, and a perfect blend of urban amenities and scenic beauty. If you're thinking about moving to South Carolina or relocating within the state, you likely have a budget in mind. As of July, the median home sale price in South Carolina is $387,700.

If that number is out of your budget, don’t worry. We’ve got options to help you find a home. Here are 5 of the most affordable places to live in South Carolina, all with a median home sale price under $387,700. Let’s find out which cities made the list.

‍

The CL Team - Florence, SC
Florence, SC

#1: Florence

Median home price: $231,990
Average sale price per square foot: $130
Median household income: $56,031
Nearest major metro: Myrtle Beach (70 miles)

Florence takes the top spot on our list of the most affordable places to live in South Carolina. With a median home sale price of $231,990, it's nearly $150,000 less than the state average. Located in the northeastern part of South Carolina, Florence is home to about 40,600 residents. The city offers plenty to explore, including a charming downtown area with landmarks like the Florence County Museum and the Florence Little Theatre. Additionally, you can enjoy the scenic views at Jeffries Creek Park, a 55-acre park featuring numerous trails and picnic areas.

‍

The CL Team - Sumter, SC
Sumter, SC

#2: Sumter

Median home price: $250,590
Average sale price per square foot: $124
Nearest major metro: Columbia (45 miles)
Median household income: $1,064

Sumter, with approximately 42,700 residents, ranks second on our list. Though slightly more expensive than Florence, it still offers substantial savings on home prices. In Sumter, you can enjoy outdoor attractions like Swan Lake Iris Gardens, Patriot Park, and Sumter Speedway. For indoor activities, the Sumter Museum is a must-visit, featuring historic exhibits in a beautiful Edwardian house dating back to 1916.

‍

‍

The CL Team - Columbia, SC
Columbia, SC

#3: Columbia

Median home price: $260,000
Average sale price per square foot: $157
Median household income: $47,416

Columbia ranks third on our list of the most affordable places to live in South Carolina, with a median home sale price of $260,000. Home to around 136,600 residents, Columbia offers a variety of attractions. You can visit the historic South Carolina State House, explore Riverbanks Zoo & Garden, enjoy boating, fishing, or relaxing at Lake Murray, and admire the art at the Columbia Museum of Art.

‍

‍

The CL Team - Greer, SC
Greer, SC

#4: Greer

Median home price: $300,000
Average sale price per square foot: $165
Median household income: $73,534
Nearest major metro: Greenville (12 miles)

The charming city of Greer is a fantastic affordable place to call home. Located just outside of Greenville, Greer has a population of about 44,300 residents. There’s plenty to do in Greer, including visiting the BMW Zentrum, enjoying outdoor activities at Lake Cunningham Recreation Area, or exploring Pelham Mill Park. Greer’s downtown is also a delightful area to explore, offering museums, parks, and a variety of local restaurants.

‍

‍

The CL Team - Rock Hill, SC
Rock Hill, SC

#5: Rock Hill

Median home price: $310,000
Average sale price per square foot: $206
Median household income: $51,874
Nearest major metro: Charlotte, NC (25 miles)

Rock Hill is the fifth most affordable city to live in South Carolina. Home to 74,400 residents, Rock Hill offers a variety of attractions. You can enjoy green spaces like Glencairn Garden, Winthrop Lake, and Cherry Park. Additionally, you can explore the Rock Hill Downtown Historic District and discover the exhibits at the Museum of York County.

Share this post
From Charleston's historic charm to its scenic coastline, South Carolina offers a unique lifestyle. Here are 5 of the most affordable places to live in the state. Let’s see which cities made the list.
https://clteam.us/post/the-5-most-affordable-places-to-live-in-south-carolina

Discover more articles.

Stay informed with more of our informative blog posts.

Rates Take a Breather After Surprisingly Strong Jobs Report

Rates Take a Breather After Surprisingly Strong Jobs Report

A strong jobs report slowed recent mortgage rate improvements. While rates bumped up slightly, all eyes are now on the July 15 CPI report to see if inflation—and rate cuts—are on the horizon.
Read more
Moving On? Here’s How to Make This Market Work for Your Finances

Moving On? Here’s How to Make This Market Work for Your Finances

Thinking of selling? The market’s more balanced—and that’s good news. Learn how sellers are winning with smart pricing, flexibility, and strategy in today’s shifting housing landscape.
Read more
Rates Closing in on 8 Month Lows

Rates Closing in on 8 Month Lows

The Fed didn’t cut rates—but shifting expectations did push mortgage rates lower. Find out why markets are optimistic and what could impact rates in the days ahead.
Read more
View All
This is a Loan Production Office of Luminate Bank®
400 Executive Center Dr., Suite #108, Greenville, SC 29615

(864) 569-0741
origination@clteam.us

Hours: Monday to Friday 9am to 5pm
The CL Team
HomeMeet The TeamReviewsContact Us
Resources
CL Team BlogFirst-Time HomebuyersNew Construction LoansLoan ProgramsMortgage CalculatorsApply Now
Follow Us
LinkedIn
Facebook
Instagram

Caleb LeGrand NMLS 259691

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved. Member FDIC. Equal Housing Opportunity Lender.

Copyright © 2023-2022 CL Team at Luminate Bank. Made by Semmodo
Privacy PolicyCompany LicensesNMLS Consumer AccessAccessibility