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Two-Time Close vs. One-Time Close Construction Loans in Upstate SC

Thinking about building in Greenville or the Upstate? Your construction loan choice comes down to one-time close versus two-time close: one closing or two, a locked rate or a rate set when your home is finished, less flexibility or more room for changes. This guide breaks down how each works, why we often favor two-time close, and which one fits your build.

Biggest Weekly Jump For Rates In Quite a While. Will it Keep Going or Calm Down?

Mortgage rates just had their roughest week in months, spiking despite cooler inflation data. Learn why markets are reacting this way and what could come next in our latest blog post.

Here’s What a Recession Could Mean for the Housing Market

Worried about a recession? History shows home prices often hold steady or rise, and mortgage rates typically fall. Learn what a recession could really mean for the housing market.

FHA Eligibility Update: What You Need to Know About the New Residency Rules

New FHA rules take effect May 25, 2025, impacting non-permanent resident borrowers. Learn who’s still eligible and how we can help you navigate the changes.

Lowest Rates Since October as Tariffs Spark Staggering Volatility

Lowest rates since October. Tariff news sparked market volatility, pushing mortgage rates down. But beware, fast changes could follow. Read the full market breakdown in our latest post.

Why Getting Pre-Approved Should Be Your First Step This Spring

Thinking about buying a home this spring? Start with a mortgage pre-approval. It gives you a competitive edge, helps define your budget, and shows sellers you’re serious—before the market heats up.

Inflation Told Rates to Rise. Rates Didn't Listen

PCE inflation came in hotter than expected, but rates didn’t rise as predicted. Find out why markets shrugged it off—and what to watch for with next week’s key economic reports.

4 Things To Expect from the Spring Housing Market

Spring brings more listings, moderating prices, and stabilizing mortgage rates—making it a great time to buy or sell. See why confidence is returning to the market in our latest blog post.

Why More Homeowners Are Tapping Into Their Home Equity—And How You Can Make It Work for You

HELOCs are rising in popularity as homeowners tap into equity to manage debt, fund renovations, or avoid refinancing at higher rates. Learn how this flexible tool could support your financial goals.

If The Fed Didn't Cut Rates This Week, Why Did Rates Fall?

Mortgage rates fell this week—even though the Fed didn’t cut rates. Find out why market reactions, Fed projections, and bond activity all played a role in the drop.

Buying Your First Home? Feeling Nervous Is Completely Normal

Buying your first home is exciting—but also nerve-wracking. Focus on what you can control: budget wisely, plan for surprises, and remember, your income will grow over time. You've got this!

Interest Rates Had a Boring Week, And That's a Good Thing

Mortgage rates stayed in a narrow range this week despite key inflation reports. With the Fed’s rate outlook update ahead, markets are watching for signs of where rates may head next.

Is the Housing Market Starting To Balance Out?

The housing inventory is rising, giving buyers more leverage in some markets. While it’s still a seller’s market in many areas, conditions are shifting.

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