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Two-Time Close vs. One-Time Close Construction Loans in Upstate SC

Thinking about building in Greenville or the Upstate? Your construction loan choice comes down to one-time close versus two-time close: one closing or two, a locked rate or a rate set when your home is finished, less flexibility or more room for changes. This guide breaks down how each works, why we often favor two-time close, and which one fits your build.

Still Worried About a Housing Crash? Buyer Activity and Home Prices UP in December

Still Worried About a Housing Crash? Don't be! December brought about dropping mortgage rates, increasing existing home sales, and an increase in housing supply.

The Down Payment Misconception: Do I Need 20% Down?

It's a common belief that you need to put down 20% on your down payment. But guess what? That's not always the case.

Will The U.S. Follow China Into A Massive Housing Collapse?

Real estate in China has been unwinding over the last few years following a pattern similar to the U.S. in 2008 and 2009. How does that compare to the US?

Conforming Loan Limits: What They Are and How They Impact You

In 2024, the FHFA has announced an increase in the conforming loan limits. As a result, there are several noteworthy changes and benefits...

Can Homeownership Become a Side Hustle?

Nearly two in five U.S. adults have a side hustle to make some extra cash. Can homeownership be one of those side hustles? Read this post to find out more.

Anticipated Growth: Home Prices Forecasted to Surge in the Next 5 Years

Nearly one in four consumers believe home prices will take a tumble in the next 12 months, but experts project a different story.

NEW 2024 Conforming Loan Limits: Potential Implications?

The recent increase in conforming loan limits is good for the market, but what about the potential implications for housing affordability?

Why The No-Cost Refinance Makes Sense - Buy Now, and Save Big in 2024

While mortgage rates are high, many homebuyers have chosen to buy now and refinance for free later. This blog post dives in on what a No-Cost Refinance is and how it could benefit you.

Now Could Be the Best Time to Buy a Home in Months as Affordability Improves

Seasonal home price cuts and a big improvement in mortgage rates over the last few weeks are contributing to a welcome improvement in homebuying conditions.

The Latest 2024 Housing Market Forecast

2024 is around the corner and you might be wondering what that brings for the housing market. Here is what experts forecast...

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