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Two-Time Close vs. One-Time Close Construction Loans in Upstate SC

Two-Time Close vs. One-Time Close Construction Loans in Upstate SC

Thinking about building in Greenville or the Upstate? Your construction loan choice comes down to one-time close versus two-time close: one closing or two, a locked rate or a rate set when your home is finished, less flexibility or more room for changes. This guide breaks down how each works, why we often favor two-time close, and which one fits your build.

Wild Week in Response to Economic Data And There's More On The Way

Wild Week in Response to Economic Data And There's More On The Way

The bond market started the week with a bias, favoring data beneficial to interest rates while downplaying opposing data. However, this changed with the release of Friday's jobs report.

How Do Climate Risks Affect Your Next Home?

How Do Climate Risks Affect Your Next Home?

Climate change is impacting nearly half of homes in the U.S. So, how can you be sure your investment is safe from the elements?

Your Equity Could Make a Move Possible

Your Equity Could Make a Move Possible

Today’s mortgage rates are higher than the one they currently have on their home, and that’s making it harder to want to sell and make a move. But what if there was a way to offset these higher borrowing costs? There is.

Plenty of Rate Volatility Despite Holiday-Shortened Week

Plenty of Rate Volatility Despite Holiday-Shortened Week

This week got off to a late start as markets were closed on Monday for Memorial Day. Upon returning to the office, traders began pushing rates higher almost immediately. In the week ahead, the potential volatility only increases as we'll get several top tier economic reports.

The Fed is No Longer Eager to Cut Rates And The Market Knows It

The Fed is No Longer Eager to Cut Rates And The Market Knows It

Financial markets experienced a dull week with minimal data and volatility, but Fed speeches reduced expectations for 2024 rate cuts from several to just one.

4 Strategies to Buy a Home Before Selling Yours

4 Strategies to Buy a Home Before Selling Yours

Navigating the current housing market can be daunting, especially with tight inventory and rising demand. Many homeowners face the dilemma of whether to buy a new home before selling their current one.

Surging Tax in the Booming Housing Market

Surging Tax in the Booming Housing Market

Selling a home today is more profitable than ever before. However, with this increased profitability comes a significant downside: capital-gains taxes.

Hotly Anticipated Inflation Data Keeps Hope Alive

Hotly Anticipated Inflation Data Keeps Hope Alive

As long as inflation is the top concern for financial markets, the Consumer Price Index (CPI) is the most important economic report on any given month and it came out this week.

The Top 2 Reasons To Consider a Newly Built Home

The Top 2 Reasons To Consider a Newly Built Home

When you’re planning a move, it’s normal to wonder where you’ll end up and what your future home is going to look like. Maybe you’ve got a specific picture of that house in your mind. But unless you came into this process knowing you want to buy a newly built home, you may not have pictured new home construction.

The Upcoming Week Will Be Significantly More Volatile

The Upcoming Week Will Be Significantly More Volatile

In general, you should be skeptical any time someone says a future week will be more volatile. There's really no way to know such things in advance, but this time is an exception.

The Perks of Buying Over Renting

The Perks of Buying Over Renting

Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.

Despite Bigger Bumps, Fed Still Sees Path to Lower Rates

Despite Bigger Bumps, Fed Still Sees Path to Lower Rates

It was an action-packed week for the housing and mortgage market. Wednesday's Fed announcement was the highlight, but we also got several economic reports that caused rate volatility. Thankfully, it was mostly the good kind.

Why Cash Buyers Dominate the 2024 Real Estate Market

Why Cash Buyers Dominate the 2024 Real Estate Market

The 2024 real estate market is a tough one with roughly 32% of home sales are being clinched by all-cash buyers. The strategic advantage of wielding cash has never been clearer, but we have a solution.

The Case of The Disappearing Rate Cuts

The Case of The Disappearing Rate Cuts

The Fed expected to be able to cut rates 3 times in 2024 as recently as March. Financial markets agreed. But the data that's come out since then has everyone singing a different tune.

Rates Rocked by Inflation Data

Rates Rocked by Inflation Data

If there was only one thing to know about the mortgage market this week, it would be that Wednesday's inflation data prompted one of biggest single day increases in mortgage rates in decades. If there was a 2nd thing to know, it's that the first thing is arguably all that matters.

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