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The Upstate's Premier Mortgage Lending Team

Welcome to The CL Team at Luminate Bank®, the Upstate’s trusted partner in your journey towards homeownership. Our team, led by Caleb LeGrand, brings over 115 years of combined expertise to guide you seamlessly through the mortgage process.

Ready to Start Your Home Buying Journey? Connect with us today and experience a mortgage process that's as satisfying as getting the keys to your new home. Click Apply Now below to get started or call us to explore your options with the Upstate’s premier mortgage lending team.

Apply Now
Unparalleled Local Expertise

We are local. We are experienced. We are independent. We are here for you.

Because we care about our clients, and want to make sure they have the best possible experience from beginning to end, we offer 100% personalized service to each client. We offer clear, honest communication throughout the client relationship so there are no surprises.

Local Expertise

Tailored Mortgage Solutions for Your Specific Needs

Deeply rooted in the Upstate, we understand the unique aspects of the local real estate market, ensuring you get the best mortgage solution tailored to your needs.

Client-First Philosophy

Turning Your Homeownership Dreams into a Reality

Your dream of homeownership is our mission. We prioritize your needs, offering personalized guidance at every step – removing friction before it occurs.

Proven Track Record

Over 1,000 Five-Star Reviews Prove Our Commitment to Customer Service

Our clients' success stories are a testament to our commitment and expertise. From first-time buyers to seasoned investors, we've helped countless families achieve their mortgage goals. Click HERE to see past client’s success stories.

Professional Expertise + Genuine Care

We've got you covered!

When you choose The CL Team at Luminate Bank®, you're choosing a partner, not just a lender. Our team is committed to ensuring your mortgage process is as smooth and stress-free as possible. We go the extra mile in providing personalized services, understanding your individual needs, and devising a mortgage plan that aligns with your financial goals.

Experience The CL Team Difference – a rare blend of professional expertise and genuine care for your homeownership dreams.

Meet the Team
"The loan process for first time home buyers was smooth and easy! Great communication, timely updates, and professional service. Buyers were very happy with the service they received from your team! I look forward to working with you again!"

Jason G.

Greenville, SC

"Pleasant and entertaining communication at all times. Always kept well informed, every step of the way! Questions always answered quickly and thoroughly. Always got answers, even after normal business hours. A 110% great experience!"

Terrence D.

Greenville, SC

"If I had to relate it to a visual description - picture a person being carried overhead in a crowded music arena to the stage. Each person did their part in making sure I was "carried" to the stage safely, with gentle care, and delivered to where I was intended. That's what happened. Each person served a specific part of my mortgage journey."

Shannon E.

Greer, SC

"Through the entire process I felt I was in the hands of thoroughly-equipped, knowledgeable professionals who were guiding me wisely, respectfully, and considerately mindful to what I did not know. This team made what I thought was going to be a heavy burden light. I’m honored to now call them my lender."

Tammy M.

Simpsonville, SC

"The CL Team was exceptional. From beginning to end, the process was easy and communication was efficient and thorough. This was the best loan experience and the process could not have been smoother. Everyone gave great customer service and I highly recommend!"

Edda T.

Piedmont, SC

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Family & Service

The Cornerstones of Our Commitment

At the core of our philosophy is a deep dedication to family and service. We believe that every client is part of our extended family, not just a customer.

Our commitment goes beyond typical service providers, treating each transaction as if it were for our own family. We prioritize building relationships based on trust and open communication to understand your unique needs. Our responsibility is to help make your dream of homeownership a reality.

Expert Mortgage Lending Specialists

Contact us today for a free consultation and find the perfect mortgage solution for you.

Apply Now

First-Time Homebuyers

Buying your first home is a huge step, and finding the right loan is key to making it happen. At The CL Team at Luminate Bank®, we specialize in helping first-time homebuyers navigate the process with ease.

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Read the latest from the blog.

The Five-Year Rule for Home Price Perspective

The Five-Year Rule for Home Price Perspective

Worried about home prices dipping? History shows they rise over time. If you plan to stay 5+ years, short-term changes are rarely a deal-breaker. Here's why the long view still wins.
Read more
7 Smart Ways to Save More Without Cutting Back

7 Smart Ways to Save More Without Cutting Back

Tight budget? You don’t have to cut joy to save more. These 7 simple tips can help you take control of your finances and reduce stress—without sacrificing the things you love.
Read more
Jobs Report Chases Rates Back Into The Range

Jobs Report Chases Rates Back Into The Range

Rates dipped midweek on weak jobs and services data but surged Friday after a stronger-than-expected jobs report. Now back near 7%, markets await clarity on tariffs, inflation, and spending bills.
Read more
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Secure your dream home today!

Buying a home is one of the biggest decisions you will make in your lifetime. Our team has a deep understanding of the local housing market and can help you navigate through the complex process of obtaining a mortgage.

Apply Now
This is a Loan Production Office of Luminate Bank®
400 Executive Center Dr., Suite #108, Greenville, SC 29615

(864) 569-0741
origination@clteam.us

Hours: Monday to Friday 9am to 5pm
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Caleb LeGrand NMLS 259691

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved. Member FDIC. Equal Housing Opportunity Lender.

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